A Solution for Too Much Debt

It’s lunchtime, and I’m eating a chicken sandwich, some yogurt, and an apple with the TV news on. They have the normal things like a story about an overnight shooting in Chicago, a blurb about violence overseas, and other depressing news, then they shift to lighter fare like how to make a good chicken parmesan and the weather. Like I said, normal things. Commercials, though, during the daytime, are anything but normal. If you or a loved one has been diagnosed with Mesothelioma you should call this one lawyer because he can make you millions, there’s a lawyer that has never lost a case and will win your injury-at-work case for you, if you have a loved one who has bed sores at a nursing home or died there it’s probably worth money to you, and then I find out that what worries most people is too much debt. I learn this not by some Harvard study the news spotlights but by a dude during a commercial telling me that I am worried about debt, and that he has the solution: Declare bankruptcy. The easiest thing about bankruptcy? He can help, of course, and all that I need to do is make a phone call and my worries will be gone! How did he know what worries me?

I’m sure debt worries a lot of folks and maybe bankruptcy is the only option for a few, but the bankruptcy business must be pretty good because he sure has a lot of commercials. Me, I’ll give you a pretty good solution if you have too much debt – don’t spend so much money. Scraping for $20 to pay for some food at the end of the month yet have a full-boat cable package? Guess what, go ahead and cancel the “gotta have every channel” for the “I only watch these channels anyway” package. Tell your kid, “No.” when he asks for the $150 pair of gym shoes, and do you really need a Coach purse? Saving money and getting out of debt isn’t always easy, it’s kind of like the opposite of dieting. To lose weight you have to spend more calories than you take in, but to get out of debt and actually save you have to spend less “calories” compared the “calories” you get. The equation is simple, or you can pray you get mesothelioma because at least you can get a cash settlement.

Okay, I’m preaching to the choir, and I’ll admit that I’m not always great with my dieting nor my savings plan, but it can be done and without the help of the guy on TV. For me debt isn’t what always worries me, but I do wonder: Are you worried about too much debt?

That’s it for this one! L8R!!